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Pam Herndon, LUTCF, CLU, ChFC |
| State Farm Insurance |
| 1506 E. Franklin St, Ste. 103 |
| Chapel Hill, NC 27514 |
| Phone: (919)240-0155 |
| Email |
FOR IMMEDIATE
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Read resulting article |
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A Personal Trainer
for Fiscal Fitness:
State Farm® Agent Pam Herndon Emphasizes Adequate Life Insurance
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State Farm® Pam Herndon witnesses it on
a weekly basis in her private office. A new or existing client has
made an appointment to talk about purchasing a life insurance policy.
Herndon starts with a few basic questions: What types of long-term
savings or retirement plans do you have? Do you have money set aside
for the unexpected - job loss, health crisis, or even death of a family
member? As this client affirms his uncertainty that savings will span
his household’s unknown life expectancy, Herndon begins explaining
the importance of purchasing adequate life insurance. |
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The State Farm® Life Insurance Company recently
released the first-ever Fiscally Fit Cities Report to help raise awareness
of State Farm’s life insurance products and how they impact a fiscally
responsible lifestyle. State Farm® worked with demographic consultant
Bert Sperling to rank how well consumers living in the top 50 metropolitan
statistical areas are planning today for a secure financial future.
Results indicate that less than half of American households are taking
the proper steps to prepare for a secure future. According to the
survey, investments, quality of life and life insurance coverage define
fiscal fitness. Salt Lake City, Utah, tops the list of fiscally fit
cities. |
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Although many customers plan for a comfortable
retirement, less than half plan a secure future for their family by
purchasing adequate life insurance. Without life insurance, families
often need to change their lifestyle or spend savings to cover living
expenses after an unexpected death. Life insurance can help families
maintain their way of life. |
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What type of life insurance is best for
your family? Pam Herndon understands that North Carolinians from the
mountains to the coast have varying circumstances that necessitate
customized plans. Herndon can assist clients in choosing whether a
permanent life insurance policy, a term life insurance policy, or
another State Farm® product is more appropriate for their long-term
planning. |
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Herndon, an advisor to State Farm® clients
since 1991, recognizes that assisting a client with life insurance
policies is akin to counseling on how daily decision-making must focus
upon minimizing one’s lifelong financial risk. “Life Insurance is
the last love letter you will leave for those you care about. What
will your love letter say based on your life insurance program you
have in place today?” |
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Pam Herndon has worked as an agent in the
Chapel Hill State Farm Insurance® since 2004. She is licensed as a
Life Underwriter Training Council Fellow (LUTCF); a Chartered Life
Underwriter (CLU); and a Chartered Financial Consultant (ChFC). Within
the community, she is an active member of the East Chapel Hill Rotary
Club and has committed numerous hours to its Peace scholarships program.
For more information on State Farm’s services in the Chapel Hill area
and beyond, contact Pam Herndon at (919) 240-0155
or Email.
For overall company information, visit State
Farm’s website |
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